If you didn't cancel your summer vacation plans (Sorry, Maine, hope to catch you next year!), consider inviting a Fresh Air Fund kid along for the ride. There's still time!
Read up on it here: http://freshair-press.com/#Host_a_Child
This is a fantastic program that allows kids from all over the City experience a different place for a week or two. If you cut back on charitable giving and want to earn back some Karma points, this will make up for all the pledge drives that didn't entice you this year.